
:root{--red:#c90029;--red-dark:#a70023;--ink:#171719;--muted:#5c5d63;--paper:#f6f4f0;--line:#dedcd7;--green:#28534a;--max:1320px;--radius:6px}
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1fr;gap:65px;padding-top:50px;padding-bottom:50px;align-items:center}.calm h2{font-size:36px;letter-spacing:-.035em}.calm p{font-size:17px;max-width:570px;color:var(--muted)}.calm strong{color:var(--ink)}.intro-row{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:44px}.intro-row .sub{max-width:450px;font-size:19px}.situation-tabs{display:grid;grid-template-columns:repeat(6,1fr);gap:9px;margin-bottom:22px}.situation-tabs button{min-height:115px;text-align:left;background:#fff;border:1px solid var(--line);padding:20px 14px;font-size:14px;font-weight:700;line-height:1.35;border-radius:4px;transition:.15s}.situation-tabs button:hover{border-color:var(--red)}.situation-tabs button[aria-selected="true"]{background:var(--ink);color:#fff;border-color:var(--ink)}.situation-tabs .icon{width:26px;height:26px;margin-bottom:17px;color:var(--red)}.situation-tabs button[aria-selected="true"] .icon{color:#fff}.case-panel{background:var(--paper);padding:42px;display:grid;grid-template-columns:.9fr 1.1fr;gap:55px;border-radius:4px}.case-panel[hidden]{display:none}.case-panel .eyebrow{margin-bottom:15px}.case-panel h3{font-size:39px}.case-panel p{font-size:17px}.case-panel ol{margin:0}.case-panel .warning{padding:15px 18px;background:#fff;font-size:14px;margin-top:22px;border-left:3px solid var(--red)}.case-panel .text-link{font-size:15px;margin-top:20px}.tip-layout{display:grid;grid-template-columns:.7fr 1.3fr;gap:90px;align-items:start}.tip-intro{position:sticky;top:115px}.tip-intro .sub{font-size:19px}.tips{margin:0;padding:0;list-style:none}.tip{display:grid;grid-template-columns:75px 1fr;gap:25px;padding:30px 0;border-bottom:1px solid var(--line)}.tip:first-child{padding-top:0}.tip .number{font-size:66px;line-height:1;color:var(--red);font-weight:800;letter-spacing:-.05em}.tip h3{font-size:29px;margin-bottom:13px}.tip p{font-size:17px;color:var(--muted)}.tip .source{margin-top:10px}.dark{background:var(--ink);color:white}.dark .eyebrow{color:#ff829a}.dark .sub{color:#d0d0d2}.quote-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:center}.quote-grid h2{font-size:clamp(36px,3.8vw,57px)}.quote{border-left:5px solid var(--red);padding-left:33px;font-weight:750;font-size:30px;line-height:1.38;letter-spacing:-.03em}.quote .small{margin-top:23px;color:#c5c5c8;font-weight:400;letter-spacing:0}.wide-image{position:relative;max-width:1680px;margin:auto;min-height:480px;height:clamp(350px,42vw,620px)}.wide-image img{width:100%;height:100%;object-fit:cover;object-position:center 44%}.wide-image .image-label{position:absolute;left:max(42px,calc((100vw - 1236px)/2));bottom:38px;background:#fff;max-width:600px;padding:25px 33px}.image-label .eyebrow{margin-bottom:12px}.image-label h2{font-size:43px}.search-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px;margin-top:55px;align-items:start}.search-overview{border:1px solid var(--line);padding:26px 28px;background:var(--paper)}.search-overview h3{font-size:27px}.search-overview p{font-size:16px;margin-top:17px}.search-overview .btn{width:100%;margin-top:23px}.accordions{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:0}summary{list-style:none;cursor:pointer;padding:25px 52px 25px 0;font-weight:750;font-size:22px;letter-spacing:-.025em;line-height:1.35;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:'+';position:absolute;right:5px;top:18px;font-size:32px;font-weight:400;color:var(--red)}details[open] summary:after{content:'−'}.detail-body{padding:0 25px 25px 0;font-size:17px;color:var(--muted)}.detail-body ul{margin-top:10px}.detail-body strong{color:var(--ink)}.notice{border-left:4px solid var(--red);background:#fff1f3;padding:23px 28px;font-size:17px;margin-top:35px}.notice 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#515157;border-radius:50%;height:260px;width:260px}.data-shape:after{height:380px;width:380px;border-color:#38383d}.data-shape .shape-label{position:absolute;bottom:28px;text-align:center;font-size:14px;color:#d0d0d2;letter-spacing:.05em}.data-list{counter-reset:data}.data-item{padding:25px 0;border-bottom:1px solid #d5d2cc}.data-item:first-child{padding-top:0}.data-item h3{font-size:26px;margin-bottom:12px;letter-spacing:-.025em}.data-item h3:before{counter-increment:data;content:'0' counter(data) ' / ';font-size:14px;letter-spacing:.05em;color:var(--red);display:block;margin-bottom:12px}.data-item p{font-size:17px;color:var(--muted)}.data-note{margin-top:34px;background:white;padding:24px 27px;border-left:4px solid var(--green);font-size:16px}.defense-image{height:520px}.defense-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;margin-top:50px}.defense-list{list-style:none;padding:0;margin:0;counter-reset:dl}.defense-list li{padding:21px 0;border-bottom:1px solid var(--line);font-size:17px;margin:0}.defense-list strong{display:block;margin-bottom:7px;font-size:21px}.find-box{background:var(--paper);padding:35px}.find-box h3{font-size:32px;margin-bottom:18px}.find-box p{font-size:17px}.find-box a.btn{width:100%;margin-top:13px;justify-content:space-between}.find-box .small{margin-top:20px}.call-script{margin-top:28px;padding:26px;background:#fff;border-left:4px solid var(--red);font-size:17px}.call-script h4{margin-bottom:16px;font-size:20px}.cost-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:38px;margin-top:48px}.cost-item{border-top:4px solid var(--ink);padding-top:27px}.cost-item .eyebrow{font-size:11px}.cost-item h3{font-size:30px;margin-bottom:18px}.cost-item p{font-size:17px;color:var(--muted)}.process{background:var(--paper)}.process-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:85px}.process-flow{margin:0;list-style:none;padding:0;border-left:2px solid #d2cfc8}.process-flow li{padding:0 0 37px 36px;position:relative;margin:0}.process-flow li:before{content:'';width:14px;height:14px;background:var(--red);border:3px solid var(--paper);position:absolute;left:-8px;top:5px;border-radius:50%}.process-flow h3{font-size:25px;margin-bottom:12px}.process-flow p{font-size:17px;color:var(--muted)}.process-flow li:last-child{padding-bottom:0}.outcomes{background:white;padding:24px;margin-top:25px;font-size:16px;border-left:4px solid var(--green)}.tools-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;margin-top:45px}.checklist{padding:30px 35px;border:1px solid var(--line)}.checklist h3{font-size:27px;margin-bottom:20px}.check-row{display:flex;align-items:flex-start;gap:13px;font-size:16px;padding:14px 0;border-bottom:1px solid var(--line);cursor:pointer}.check-row input{width:20px;height:20px;margin:2px 0 0;accent-color:var(--green);flex:none}.check-row:last-of-type{border:0}.check-row:has(input:checked){color:var(--green)}.progress-note{font-size:13px;color:var(--green);margin-top:20px;font-weight:700}.document-box{background:var(--paper);padding:35px}.document-box h3{font-size:32px}.document-box>p{font-size:17px;margin-top:18px}.document-box ul{font-size:16px}.tool-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:23px}.tool-actions .btn{font-size:14px}.no-storage{font-size:12px;margin-top:17px;color:var(--muted)}.faq-grid{display:grid;grid-template-columns:.65fr 1.35fr;gap:85px}.faq-grid summary{font-size:20px}.sources-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;margin-top:35px}.sources-grid h3{font-size:24px;margin-bottom:16px}.sources-grid ul{list-style:none;padding:0;margin:0;font-size:14px;line-height:1.55}.sources-grid li{margin:0 0 12px}.sources-grid a{overflow-wrap:anywhere}.closing{padding:76px 0}.closing-grid{display:flex;justify-content:space-between;align-items:center;gap:50px}.closing h2{font-size:54px}.closing p{margin-top:20px;color:#d0d0d2;font-size:18px;max-width:610px}.footer{padding:48px 0 25px;background:#f0eee9}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:50px}.footer-brand{font-size:25px;line-height:1.05;font-weight:900;letter-spacing:-.04em}.footer-brand span{color:var(--red);display:block}.footer p{font-size:14px;color:var(--muted);margin-top:16px}.footer h4{font-size:17px;margin-bottom:17px;letter-spacing:0}.footer a{font-size:14px}.footer-links{display:grid;gap:10px}.footer-bottom{border-top:1px solid #d2cfc8;margin-top:36px;padding-top:22px;font-size:12px;color:var(--muted);display:flex;justify-content:space-between;gap:30px}.footer-bottom p{font-size:12px;margin:0;max-width:800px}.float-help{position:fixed;bottom:20px;right:22px;background:var(--red);color:white;padding:13px 18px;font-size:13px;line-height:1.3;font-weight:700;text-decoration:none;z-index:15;border-radius:3px;box-shadow:0 4px 20px #0002}.float-help:hover{background:var(--red-dark);color:white}.status-toast{position:fixed;bottom:80px;right:22px;background:var(--ink);color:white;padding:14px 20px;font-size:14px;max-width:calc(100vw - 44px);z-index:40;border-radius:3px}.status-toast:empty{display:none}dialog{padding:0;border:0;border-radius:7px;width:min(650px,calc(100vw - 32px));max-height:90vh;color:var(--ink);box-shadow:0 20px 70px #0005}dialog::backdrop{background:#0009}dialog .dialog-content{padding:38px}dialog h2{font-size:34px;margin:15px 0 24px}dialog p{font-size:16px}dialog .close{float:right;background:none;border:0;padding:4px;font-size:27px;line-height:1;min-width:38px;min-height:38px}.dialog-content .btn{margin-top:26px}.emergency-card{display:none}.noscript{padding:20px;background:#fff1f3;font-size:16px}.icon{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
@media(min-width:1680px){.hero-copy{padding-left:90px}}@media(max-width:1100px){.wrap{padding:0 30px}.header-right{gap:16px}.hero{min-height:600px}.hero-copy{padding:55px 30px}.hero h1{font-size:75px}.hero-photo{min-height:560px}.nav .wrap{gap:23px}.tip-layout,.search-grid,.data-grid,.process-grid,.faq-grid{gap:45px}.situation-tabs{grid-template-columns:repeat(3,1fr)}.situation-tabs button{min-height:95px}.situation-tabs .icon{float:right;margin:0}.quote-grid{gap:45px}.case-panel{gap:30px;padding:32px}.cost-grid{gap:23px}.defense-grid{gap:38px}.tools-grid{gap:35px}.hero .buttons{gap:10px}.hero .btn{font-size:14px;padding:14px 16px}}
@media(max-width:760px){body{font-size:17px}.wrap{padding:0 22px}.section{padding:64px 0}.topline .wrap{font-size:10px;gap:8px}.topline button{font-size:10px}.header-row{min-height:108px;gap:12px}.brand{max-width:75%;width:325px}.header-right>a:not(.btn){display:none}.header-right .btn{font-size:11px;padding:10px;min-height:40px;border-width:1px;max-width:95px}.nav .wrap{min-height:55px;gap:23px}.nav a{font-size:12px}.nav .urgent-link{margin-left:0}.hero{display:flex;flex-direction:column;min-height:0}.hero-copy{padding:47px 22px 43px}.hero h1{font-size:clamp(59px,12vw,82px)}.hero-copy .sub{font-size:19px;max-width:590px}.hero-photo{min-height:0;height:390px}.hero-photo img{object-position:center}.calm-grid,.case-panel,.tip-layout,.quote-grid,.search-grid,.data-grid,.defense-grid,.process-grid,.tools-grid,.faq-grid{grid-template-columns:1fr;gap:30px}.calm-grid{padding-top:32px;padding-bottom:32px;gap:18px}.calm h2{font-size:29px}.calm p{font-size:16px}.intro-row{display:block;margin-bottom:28px}.intro-row .sub{max-width:none}.situation-tabs{grid-template-columns:repeat(2,1fr);gap:8px}.situation-tabs button{font-size:13px;padding:15px;min-height:78px}.situation-tabs .icon{width:22px;height:22px}.case-panel{padding:27px 23px;gap:22px}.case-panel h3{font-size:34px}.case-panel ol{font-size:16px}.tip-intro{position:static}.tip{grid-template-columns:48px 1fr;gap:18px;padding:25px 0}.tip .number{font-size:47px}.tip h3{font-size:25px}.tip p{font-size:16px}.quote{font-size:26px;padding-left:23px}.quote-grid h2{font-size:39px}.wide-image{height:430px;min-height:0}.wide-image .image-label{left:22px;right:22px;bottom:22px;max-width:430px;padding:20px}.image-label h2{font-size:32px}.search-grid{margin-top:30px}.rights-table{font-size:15px}.data-shape{min-height:280px;margin-top:25px}.data-shape .icon{width:100px;height:100px}.data-shape:before{height:200px;width:200px}.data-shape:after{height:300px;width:300px}.data-shape .shape-label{bottom:18px;font-size:12px}.defense-image{height:410px}.find-box{padding:28px 23px}.cost-grid{grid-template-columns:1fr;gap:32px}.cost-item{padding-top:20px}.cost-item h3{font-size:28px}.process-flow{margin-left:8px}.tools-grid{margin-top:32px}.document-box,.checklist{padding:27px 23px}.sources-grid{grid-template-columns:1fr;gap:27px}.faq-grid{gap:26px}.faq-grid summary{font-size:19px}.closing{padding:55px 0}.closing-grid{display:block}.closing h2{font-size:42px}.closing .buttons{margin-top:25px}.footer-grid{grid-template-columns:1fr;gap:28px}.footer{padding-bottom:80px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:15px}.float-help{bottom:12px;right:12px;font-size:12px;padding:12px 14px}.small{font-size:13px}dialog .dialog-content{padding:26px}.rights-table td{padding:18px}summary{padding-top:22px;padding-bottom:22px}.detail-body{font-size:16px;padding-right:8px}.intro-row .text-link{margin-top:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{@page{size:A4;margin:15mm}body{font-size:10.5pt;color:#000}.header,.nav,.topline,.hero,.calm,.wide-image,.float-help,.status-toast,.footer,.closing,dialog,.btn,.buttons,.situation-tabs,.data-shape{display:none!important}.wrap{max-width:none;padding:0}.section{padding:16pt 0}h2{font-size:24pt}h3{font-size:16pt}h1{font-size:27pt}.tip-intro{position:static}.tip-layout,.search-grid,.data-grid,.defense-grid,.cost-grid,.process-grid,.tools-grid,.faq-grid,.quote-grid,.sources-grid{display:block}.tip-layout>div,.search-grid>div,.data-grid>div,.defense-grid>div,.cost-item{margin-bottom:20pt}.dark,.data-section,.process{background:white;color:#000}.dark .sub,.dark .small{color:#333}.tip{break-inside:avoid}.tip p,.sub,.detail-body,.data-item p,.cost-item p,.process-flow p,.document-box p{font-size:10.5pt}.tip .number{font-size:25pt}.tip{grid-template-columns:35pt 1fr}.case-panel{display:block;background:white;padding:15pt;border:1pt solid #999}.case-panel[hidden]{display:none}.case-panel h3{font-size:18pt}.case-panel ol{margin-top:15pt}.rights-table{font-size:9pt}.rights-table th{background:#ddd;color:#000}.rights-table th:nth-child(n){min-width:0}.table-scroll{overflow:visible}.quote{font-size:17pt}.sources-grid{column-count:2}.sources-grid>div{break-inside:avoid;margin-bottom:15pt}body.print-card>svg,body.print-card>.skip,body.print-card>header,body.print-card>nav,body.print-card>main,body.print-card>footer,body.print-card>.float-help,body.print-card>.status-toast,body.print-card>dialog{display:none!important}body.print-card .emergency-card{display:block;max-width:170mm;margin:auto}.emergency-card h1{font-size:26pt;margin-bottom:20pt}.emergency-card h2{font-size:17pt;margin:20pt 0 12pt}.emergency-card p{font-size:11pt}.emergency-card li{font-size:11pt;margin-top:7pt}.emergency-card .card-quote{border:1pt solid #777;padding:15pt;margin:20pt 0;font-size:14pt;font-weight:700}.emergency-card .write-line{padding:10pt 0;border-bottom:1pt solid #aaa}.print-title{display:block!important;font-size:20pt;margin:10pt 0}}

/* Header and hero share one grid, including on very wide displays. */
.hero-help{position:absolute;top:24px;left:50%;transform:translateX(-50%);z-index:3;display:inline-flex;align-items:center;justify-content:center;gap:12px;max-width:calc(100% - 44px);padding:16px 24px;border-radius:3px;background:var(--red);color:#fff;font-size:15px;line-height:1.3;font-weight:700;text-decoration:none;white-space:nowrap;box-shadow:0 4px 18px #0002}
.hero-help:hover{background:var(--red-dark);color:#fff}
@media(min-width:761px){
.header-row{max-width:1680px;padding:0;display:grid;grid-template-columns:1fr 1.07fr;gap:0}
.brand{display:block;width:420px;max-width:calc(100% - 96px);margin-left:48px}
.header-right{justify-content:center;text-align:center;gap:28px;padding:0 38px}
.hero-copy{padding-left:48px;padding-right:48px}
.topline .wrap,.nav .wrap{max-width:1680px;padding-left:48px;padding-right:48px}
}
@media(min-width:761px) and (max-width:1100px){
.brand{width:360px;max-width:calc(100% - 60px);margin-left:30px}
.header-right{gap:16px;padding:0 16px}
.header-right>a:not(.btn){font-size:12px}
.hero-copy{padding-left:30px;padding-right:30px}
.topline .wrap,.nav .wrap{padding-left:30px;padding-right:30px}
}
@media(max-width:760px){.hero-help{top:18px;padding:14px 18px;font-size:14px}}
@media print{.hero-help{display:none!important}}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
